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Capital One® Card Lab
Total MerrillSM Cash Back Visa® Credit Card

Merrill Lynch
Total MerrillSM Cash Back Visa® Credit Card

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon
click here
No Miles Cash No Points No Charity
Miles Cash Points Charity

About Credit Card:

Card issued by FIA Card Services, NA.
  • Low 9.99% APR for Retail Purchases.
  • No Annual Fee.
  • 1% Cash Back on Virtually All Purchases.
  • Unlimited Cash Back on qualifying purchases.
  • Credit Line may be as high as $250,000.
  • Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account.
 Zero liability

Credit Card Rates

Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

9.99%

Default APR:

n/a

Minimum Grace Period:

25 days

Minimum Finance
Charge:

see terms
Balance Transfers:

Introductory APR:

1.9%

Introductory Period:

12
billing cycles

Ongoing APR:

9.99%

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms
Cash Advances:

Introductory APR:

1.9%

Introductory Period:

12
billing cycles

Ongoing APR:

9.99%

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

$10

Fee Rate:

3%

Maximum:

$75
Cash Advance Fees:

Minimum:

$10

Fee Rate:

3%

Maximum:

$75
Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

2%

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0
Maintenance Fees:

Annual Fee:

$0
Penalty Fees:

Late Payment Fee:

$15
Credit Card Deals

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