Terms of Use - Credit-Cards-Guru.com

Welcome to Credit-Cards-Guru.com - the best online source of credit card deals available! Please, get acquainted with our terms of use before you start using our recourses. In case you don't admit our terms, please leave our site. Remember, taking command of our services you agree automatically to all the rules we settle. Having any kind of questions about our regulations, please contact us at once!

Our site's specialization is limited by providing up-to-date information about credit card deals, promoted by the leading banks and companies. In other words, we draw your attention to credit offers available, and irradiate, what deals are suitable for one or another situation.

We do not issue credit cards, we do not decide whether you can be approved for deals, and we are not a lending entity to borrow money from. What we do is providing you secured direct links to third parties' resources. Consequently, we take no responsibility for credit card companies or banks actions, including credit decision making, credit deals' terms modifications, etc. Also, we do not establish credit card deals' fees, rates, introductory periods and credit limits - all these procedures are beyond our competence.

All the data you see at the pages of our site, incorporating verbal and non-verbal information, such as navigation buttons, icons, and images, is our intellectual property and/or third parties and, logically, subject to copyrights. On strength of this, it's prohibited to copy, reproduce or distribute the data contained herein for commercial purposes without our authorization.

We notify you that you use our site at your own risk. To put it differently, we disclaim responsibility for any damages and losses, provoked by misunderstanding or misuse of the information.

Admitting our terms of use, you're entitled to start your search for credit card deal you need. As you've noticed, we've categorized all credit card deals by different parameters, namely, by credit, by spending, by banks, etc. Running your search you can choose a category at your own discretion, collating it with your credit eligibility and your personal needs and purposes. Compare bank credit card deals of the group in question and submit an application online!

Today every applicant can learn, whether he or she is likely to be approved for a credit deal. Addressing national credit agencies, you can get your credit report and score and be aware of your chances to get approval from the lending entity you're going to apply. Mind, credit card company refusal can hurt your credit score, therefore try to avoid it!

Being aware of your credit rating start credit card comparison right on the spot! Take into consideration, that many credit deals provide introductory period, within which you can enjoy 0% or low APR on balance transfers and purchases, which will increase as soon as your intro period expires. Regard credit deals' terms in the long run and be ready to credit terms' changes!

On the other hand, take into account that today's situation at the bank market creates fertile ground for severe competitive fight for every customer, which force banking organizations to make concessions and soften credit terms, to say nothing of integrating beneficial rewards programs into credit deals. Today every customer, provided his or her payments are paid timely, can count on credit line expansion. All you need is just to consult your credit card company's representative and optimize your situation!

Having filed for bankruptcy or fallen behind your credit obligations, you need the second chance to establish your credit history. Bad credit card deals at your disposal! Some of the deals of this category provide guaranteed approval, which means that any applicant regardless of his or her credit score and report will be approved for the deal and get new plastic card in some days. Take the opportunity to re-establish your credit and avoid repeating your former mistakes!

Filing out application for credit deal with us, notwithstanding the client category you belong to, feel absolutely safe! We do use all modern technical media to protect the information you deliver us, and privacy policy is one of the main goals we pursuit. Enjoy confidentiality and apply for credit card with us!