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Standard Platinum for Young Adults

Capital One®
Standard Platinum for Young Adults

Card Highlights:

Card Category:

Student

Card Type:

Unsecured

Required Credit Rating:

Limited History

Issuing Country:

United States

Available Rewards:

For explanation of each icon
click here
No Miles No Cash No Points No Charity
Miles Cash Points Charity

About Credit Card:

  • Card for people with Limited History Credit.
  • 0% Intro APR on Purchases until February 2009.
  • Variable APR, currently 19.8%.
  • No Annual Fee.
  • No Balance Transfer Fees.
  • A manageable credit line to help control your finances.
  • $0 fraud liability if your card gets lost or stolen.
Zero liability

Credit Card Rates

Purchases:

Introductory APR:

0%

Introductory Period:

Until
February
2009

Ongoing APR:

19.8%

Default APR:

24.9%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.8%

Default APR:

24.9%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

22.9%

Default APR:

24.9%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

$10

Fee Rate:

3%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$0

Penalty Fees:

Late Payment Fee:

$15-$39

Credit Card Deals

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