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Standard Platinum

Capital One®
Standard Platinum

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Average

Issuing Country:

United States

Available Rewards:

For explanation of each icon
click here
No Miles No Cash No Points No Charity
Miles Cash Points Charity

About Credit Card:

  • No Annual Fee.
  • 0% Intro APR on Purchases until February 2009.
  • Variable APR, currently 19.8%.
  • Exclusive savings: up to 40% off featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping.
  • Know you are protected with $0 fraud liability if your card is ever lost or stolen.
  • Card for people with Average Credit.
 Zero liability

Credit Card Rates

Purchases:

Introductory APR:

0%

Introductory Period:

Until
February
2009

Ongoing APR:

19.8%

Default APR:

24.9%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50
Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.8%

Default APR:

24.9%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50
Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

22.9%

Default APR:

24.9%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a
Cash Advance Fees:

Minimum:

$10

Fee Rate:

3%

Maximum:

n/a
Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0
Maintenance Fees:

Annual Fee:

$0
Penalty Fees:

Late Payment Fee:

$15-$39
Credit Card Deals

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