Credit Card Advice
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Displaying 40 to 50 (of 87 questions)
Page: 5 of 9
User Name:
CassandraDate:
December 15, 2006, 1:47 am
CassandraDate:
December 15, 2006, 1:47 am
I have good credit and atleast 5 or 6 credit cards. I use 2 or 3 of them regularly. I am thinking about getting another credit card b/c I would like a reward card with a low apr and maybe 0% APR for a certain amount of time. My question is does having more credit cards look bad on you if your bills are paid? Also do you have any suggestions that would fit this?
Answer:
Actually, it depends on many factors, so it is very difficult to answer definitely. If you are holding several credit cards and you have already paid a good deal of the debt on them and no late payments took place, I do not think you will be denied for a next credit card. Besides, your annual income also matters - if it allows you to pay off one more credit card (according to the bank's calculations), you will be approved. As far as your requirements to a credit card are concerned, you have a wide range of credit options to choose from, as good credit cards are numerous and various - so you should decide what rewards you would like to receive and evaluate the cards accordingly. Moreover, rewards cards can also have 0% intro APR and low ongoing APR. To estimate credit cards on the APR basis, you are welcome to look through low APR credit card deals.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
User Name:
Amanda KerrDate:
December 15, 2006, 9:32 pm
Amanda KerrDate:
December 15, 2006, 9:32 pm
When applying for a credit card, is it the beacon score that determines if you are approved or not? What does your score have to be? Also, if it is the beacon score that determines if you are approved or not does it matter what is on your credit as long as your score meets the standard?
Answer:
There are credit card offers for different credit scores, so, to be approved for this or that credit card, you should have the credit history and score required in the terms and conditions of the credit card. If you want to apply for, say, fair credit card, you should have the beacon score ranging 620-659. But if you have some negative items in your credit history, such as bancruptcy, you still won't be approved, so for approval both credit history and beacon score matter. By the way, you can get free credit report at our partners' site.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
User Name:
AchinaDate:
December 18, 2006, 12:35 pm
AchinaDate:
December 18, 2006, 12:35 pm
what is the difference between a secured credit card,and a unsecured card.which is the best to get,when you have no credit?
Answer:
In a no credit situation it is a common case for a credit card consumer to make secured credit card deals which are generally No credit card deals. A secured credit card requires you to make a beforehand money deposit in order to protect the money your creditors lend you. If you happen to be late with your monthly payment or skip it, the money will be withdrawn from your account to compensate for the loan. A secured credit card is harder in terms but easier to be approved of than an unsecured one and it is the best varian for a no credit consumer.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
User Name:
brent masonDate:
December 19, 2006, 8:57 am
brent masonDate:
December 19, 2006, 8:57 am
i just got a credit card online and i want free credit report,but i need my new card number and experation date before it will let me get my free report . it did not tell me that info
Answer:
We are sorry but we are not competent in this question. We do not possess the personal information on your credit card and thus, we cannot provide you with it. If you applied for a credit card online and got an online credit card approval, but have not received your credit card yet, just wait for its delivery to obtain the information needed for a free credit report as the card number and the experation date are placed right on the card.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
User Name:
ken meyersDate:
January 9, 2007, 5:42 am
ken meyersDate:
January 9, 2007, 5:42 am
how can i see my account online?
Answer:
To tell the truth, we are aimed at helping you to compare credit card offers from the top US banks like HSBC bank or Advanta bank and credit companies and give you the necessary information to understand the terms and conditions that modern credit cards have to offer, to manage your personal financial affairs. To see your account online, first and foremost you are to get in touch with your bank or credit card company and to ask them about the instructions. It’s the bank and credit card company who are responsible for it. You see, if you are already bank online, you account will automatically appear online.
User Name:
Kevin RojekDate:
January 9, 2007, 5:45 am
Kevin RojekDate:
January 9, 2007, 5:45 am
I recently acquired my credit report from Experian and discovered that I have an open account from AGFC Americharge that I was unaware of. According to Experian the account, 600790114000xxx, is currently open and has been open since 1/1/1996. I want to close the account and I am trying to find out how to do that. Can you assist me? I can be reached at E-Mail: kroje**@cox.net or by telephone: 757-548-****. Thank You for your time.
Recently I applied for a loan at a local bank, and the Credit card that I had with you guys awhile back came up. It has an open credit line, but a 0 balance, I need to close it please. Thank you for listening and sending me a note back giving me the info I need to close the account. it was a Mutual of Omaha card that is all I can tell ya. The last four of my ss is 6***, I live at 908 McDonald St, Wausau, WI 54***. I searched for a phone # but I didnt find one, so please help me if you would.
Could you please e-mail us a copy of our October statement? We are with
Recently I applied for a loan at a local bank, and the Credit card that I had with you guys awhile back came up. It has an open credit line, but a 0 balance, I need to close it please. Thank you for listening and sending me a note back giving me the info I need to close the account. it was a Mutual of Omaha card that is all I can tell ya. The last four of my ss is 6***, I live at 908 McDonald St, Wausau, WI 54***. I searched for a phone # but I didnt find one, so please help me if you would.
Could you please e-mail us a copy of our October statement? We are with
Answer:
Our site's business is to provide the customers with information and details of the latest credit card deals available online. We also help the customers to choose credit cards for their needs and give tips for building good credit history. We are NOT a bank and issue no credit cards, we also do not have any access to your accounts or any personal information of yours, it is the bank's prerogative.
So, if you want to get a statement, or close your credit card account, or make a transaction, you should always contact the bank for that. Also, mind that ven if there is a possibility of making one of these operations online, you shouldn't give your personal data for public view, all application forms are protected. So, call your bank as soon as possible , or go to the official site of the bank to clear out the situation.
So, if you want to get a statement, or close your credit card account, or make a transaction, you should always contact the bank for that. Also, mind that ven if there is a possibility of making one of these operations online, you shouldn't give your personal data for public view, all application forms are protected. So, call your bank as soon as possible , or go to the official site of the bank to clear out the situation.
User Name:
JuneDate:
January 9, 2007, 5:47 am
JuneDate:
January 9, 2007, 5:47 am
I'd like to make my credit card payment on line this month is this possible? If so, how?
Answer:
To tell the truth, we are aimed at helping you to compare credit card offers from the top US banks like HSBC bank or Advanta bank and credit card companies and give you the necessary information to understand the terms and conditions that modern credit cards have to offer, to manage your personal financial affairs. To make your credit card payment online, first and foremost you are to get in touch with your bank or credit card company and to ask them about the instructions. It’s the bank and credit card company who are responsible for it. You see, if you are already bank online, your account will automatically appear online, and you’ll be able to pay online. Besides, when you receive the approval, there must have been a web address or some other information on how to pay your bills online, if this service is available for your card. Usually you go to the bank's web site, log in at your personal page and fill out the forms.
User Name:
TDate:
January 13, 2007, 6:28 pm
TDate:
January 13, 2007, 6:28 pm
I have 3 credit cards with 22,000.00 on them where I used them to help build my home. Do you know of a credit card or Bank that would give a set rate to combine all 3 cards for a lower interest rate than I am paying now. I pay 450.00 a month payment now on these cards
and have never been late on any payment in over 30 years. On any money I have ever borrowed. I am senior citizen now and would like to get payments lowered due to being on a set income. Thank You
and have never been late on any payment in over 30 years. On any money I have ever borrowed. I am senior citizen now and would like to get payments lowered due to being on a set income. Thank You
Answer:
Well, judging by your words, you have a good-to-excellent credit which allows you to apply for best credit card deals with balance transfers. The web site provides you with quite a range of balance transfer credit cards which let you remove your balance at a low rate. You are sure to receive instant online credit card approval if your credit rating corresponds to the requirements of the credit card deal you want to make. At Balance transfer credit cards you can find the best balance transfer credit card deals to combine your 3 credit cards for a lower interest rate.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
User Name:
stacyDate:
January 16, 2007, 7:12 am
stacyDate:
January 16, 2007, 7:12 am
if you have a balance on one credit card and apply for another one its it possible to pay the balance with the new on and just pay on the new to bring the old card up to date
Answer:
As far as can be understood from your words, you are speaking about balance transfer credit cards. Balance transfer credit cards enable you to transfer the balance on your current credit card on to the new credit card with more attractive APR and charges. At the same time, this credit card has its own credit limit, so if the transferred balance is lower than the credit limit of the balance transfer credit card, you will have access to more credit than before. Such cards are available for people with fair and good/excellent credit history. Mind the fact that applying for such credit cards lowers you score a bit, but if you make accurate payments, you will increase your score in the nearest future.
User Name:
Martha PayneDate:
January 16, 2007, 6:47 pm
Martha PayneDate:
January 16, 2007, 6:47 pm
I was wondering if when I gave my social security number out would that credit card place run it through differant companys?
Answer:
Only banks can say you for sure how they safeguard confidentiality of the information they get from you. Our site is just for making credit card application online. We can advise you to find the information about the Privacy Policy of the bank where you can read if the bank shares the information about you with other companies or not. Or, you can just ask this question at the bank you are going to apply to. At our site you can find the more detailed information about banks and best credit cards they offer.
