Credit Card Advice
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Displaying 30 to 40 (of 100 questions)
Page: 4 of 10
User Name:
williamwattsDate:
December 4, 2006, 5:15 am
williamwattsDate:
December 4, 2006, 5:15 am
iaminterestedincreditwithyourcompany
how do i go about getting a credit card
how do i go about getting a credit card
Answer:
If you want to apply online for a credit card,
you should first of all get your credit report.
After that you can look through credit cards for
which your score is eligible and choose one or
several of them that correspond to your needs and
requirements.Click the link "Apply Now" by the card
you've chosen to be redirected to the page with an
application form. After you fill it out, you'll
have to wait for the bank's approval and your card
to be sent to you by mail.
Best,
Manager of Immediate Credit Card Care Service
you should first of all get your credit report.
After that you can look through credit cards for
which your score is eligible and choose one or
several of them that correspond to your needs and
requirements.Click the link "Apply Now" by the card
you've chosen to be redirected to the page with an
application form. After you fill it out, you'll
have to wait for the bank's approval and your card
to be sent to you by mail.
Best,
Manager of Immediate Credit Card Care Service
User Name:
chanell loweDate:
December 5, 2006, 5:49 pm
chanell loweDate:
December 5, 2006, 5:49 pm
i'm only 18 and i want 2 know if i can get a credit card with a 10,000 credit line
Answer:
At the age of 18, you're only starting your credit history, so you most probably cannot count on such a credit line yet. You get more chances with a secured credit card, though, which requires a beforehand deposit on your part,thus assuaring your creditors in your creditworthiness. You can find all about secured credit cards at Secured credit cards. To be more easily approved for a credit card, you have to show to your creditors that you can manage your money well, for this you can get a store credit card or open a checking or saving account.
Good luck,
Manager of Immediate Credit Card Care Service.
Good luck,
Manager of Immediate Credit Card Care Service.
User Name:
Linda S RayDate:
December 6, 2006, 4:21 am
Linda S RayDate:
December 6, 2006, 4:21 am
I am needing to get into my account to see my worldpoints. I know that I have like 13000 and would like to see what I can order from them.
Answer:
If you have a reward credit card, then a certain number of points is redeemable for some things or services. The rewards that you can get with your credit card are innumerated in terms and conditions of your credit card offer. In order to know what you can order for them, you need to know your current account. For this, contact the credit bureau attached to your bank.
Best,
Manager of Immediate Credit Card Care Service.
Best,
Manager of Immediate Credit Card Care Service.
User Name:
Arline AsteritaDate:
December 7, 2006, 9:12 am
Arline AsteritaDate:
December 7, 2006, 9:12 am
How do I discontinue credit cards that I never use.?
Answer:
You can call the bank or contact it via Internet (if online banking services are provided by your bank) and close the credit cards you do not want to use anymore, but it will damage your credit score. To avoid damage (actually to reduce the number of points that will be taken away) you are recommended to wait until the term of the credit card will expire. But if the fees are too high or you do not like the service, as the credit card has started to bother you, you should certainly cancel it.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
User Name:
Brian MuellerDate:
December 7, 2006, 9:21 am
Brian MuellerDate:
December 7, 2006, 9:21 am
If I\'m approved for credit today can I use it today?
Answer:
If you were approved for credit card, you should have received a message saying for how long you should wait for the credit card to be delivered to you and how you can activate your credit card. Usually, it takes a week or more for a credit card to be delivered to you, and which you are supposed to call the defined number or go to a certain web-address to activate your credit card and learn your PIN code (instructions are usually given in the above mentioned letter). You can't use your credit card the same day, as
1) it is not activated
2) you do not have it, so you don't know the number of the card and the PIN
That's why you will have to wait until you receive the credit card itself and you'll be free to use it after activation.
Best,
Manager of Immediate Credit Card Care Service
1) it is not activated
2) you do not have it, so you don't know the number of the card and the PIN
That's why you will have to wait until you receive the credit card itself and you'll be free to use it after activation.
Best,
Manager of Immediate Credit Card Care Service
User Name:
EmDate:
December 8, 2006, 5:47 am
EmDate:
December 8, 2006, 5:47 am
wHAT ARE THE CREDIT LIMITS
Answer:
Credit limit is the amount of money the bank can give you as credit. Credit limit depends greatly on your credit history and score: the more your score is, the better you credit history is, the higher credit limit will be available for you. Credit limit also depends on your annual income and type of credit card. So, the same credit card may provide different credit limits for customers with different credit ratings. That's why, you should read terms&conditions carefully before applying for a credit card. And one more thing. If you spend more than your credit limit, you will be charged an over-the-limit fee and it can also damage your credit.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
User Name:
BrookeDate:
December 9, 2006, 6:28 am
BrookeDate:
December 9, 2006, 6:28 am
how long does it ususally take to ship an credit card that has instant approval? I would really like to have my card by next weekend. Can they rush delivery for an extra charge?
Answer:
The advantage of an instant approval credit card, be it a low rate good credit card or a bad credit credit card, is that the online credit card approval for such credit card deals is received in a matter of minutes. It doesn't mean however that you get your card the day you are approved. Usually your credit card comes to you in about a week but if you want to have it quicker, you are supposed to pay extra charges for rush delivery. Each bank and credit card company charge you different fees for it and you can learn about it in terms and conditions of a certain credit card deal.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
User Name:
Jim SanjayDate:
December 10, 2006, 1:37 pm
Jim SanjayDate:
December 10, 2006, 1:37 pm
Can I get unsecured credit card without SSN?
Answer:
Unfortunately, all our credit card applications require social security number,and unsecured credit cards are not an exclusion. Actually, you can apply for a credit card without ssn, if this is a business credit card and your business credit history has been good for 5 years already. Unsecured credit cards are called so because they do not require a deposit in a bank like secured credit cards do.
But you should have some credit before you apply for an unsecured credit card, and depending on what credit you have, you will be eligible for a bad, fair or good credit unsecured card.
Regards,
Manager of Immediate Credit Card Care Service.
But you should have some credit before you apply for an unsecured credit card, and depending on what credit you have, you will be eligible for a bad, fair or good credit unsecured card.
Regards,
Manager of Immediate Credit Card Care Service.
User Name:
cinda jonesDate:
December 11, 2006, 10:11 pm
cinda jonesDate:
December 11, 2006, 10:11 pm
i would like something to give me credit, i have never had anything that would give me credit, i have never had a loan a credit card i have always payed everything buy cash,i dont want something that i cant pay for i just want some credit and i dont know where to start or how to go about it and i didnt know if u could tell me anything,
thank you
cinda jones
thank you
cinda jones
Answer:
If you have never had a credit card and want to get one, you are supposed to establish credit history. There are a number of ways to do it. First, you can apply for a small loan from your bank for which you must make a down payment with cash. Thus you'll show that you can manage your money and increase your chances of getting a credit card. So, now you can apply for a secured credit card which requires you to deposit money in special savings account.If you pay for your secured credit card accurately, it can be upgraded to a regular credit card after a few months. You can go to Secured Credit Cards to make an online credit card application.
Best,
Manager of Immediate Credit Card Care service.
Best,
Manager of Immediate Credit Card Care service.
User Name:
Shirley MooreDate:
December 12, 2006, 3:41 pm
Shirley MooreDate:
December 12, 2006, 3:41 pm
I had a bankruptcy over 3 yrs. ago and have since rebuilt my credit. I have two credit cards with a 23.4 % interest rate. I called them and asked to have the interest rate lowered so I could pay down the cards. They told me they could not do it and I could not speak to a manager as they would not honor my request.
I have paid on these cards more than the minimum payment and never been late. I can't get the balance down with these interest rates. What can I do.?
I have paid on these cards more than the minimum payment and never been late. I can't get the balance down with these interest rates. What can I do.?
Answer:
The matter is that you've got bancruptcy record in your credit history, and this record can't be moved away from it for 7-10 years, depending on the chapter you were charged on. The problem with such credit history as yours is that credit card companies refuse to give approval for credit cards better than bad credit cards. Your credit history serves as a guarantee, it covers the risks of the bank. If you once failed to pay your debt, you're in the black list, and you have to vindicate your reliability. For that you have to pay off credit cards with non-beneficial terms, accumulating your credit score, after which, if no delinquencies commited, you'll be able to apply for the best credit cards. Do not despair or think the bank treats you unfairly, you have to rebuild your ruined credit rating first, and then everything will be OK.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service



