Credit Card Advice
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Credit limit completely depends on the bank's decision. You can't say which card has the highest limit and you can't predict it. But having a bad credit you can't expect much. Usually banks offer a small credit limit - around $300. Then they watch how you use the card. After 6 months or a year if you pay your bills on time and pay more than a minimum, they'll usually raise your credit line. When you apply for a bad credit card you will get rather high interest rates, but it is a good chance to build your credit.

If your FICO score varies between 620 and 659 your credit rating is fair (average). Your credit is not bad, but it still needs some improvement, so that you could afford good credit card deals. Capital One Bank has the best offers for fair credit. Have a look at standard Platinum Card. It has no annual fee and 0% introductory APR until June 2008.

You can get a credit card after bankruptcy but no one knows for sure when. Usually you should have your bankruptcy finalized at least six months ago to qualify. That means, that when you declare bankruptcy, the court determines how much and when you have to pay, and when everything is resolved, you have to wait six months. But the decision is entirely up to the bank. And the fact that you had bankruptcy stays on your credit report for seven to eleven years.

Thank you for addressing your requests to our service. Having FICO score of 540 implies your credit is bad. In this case you are free to choose one of two methods. First, you can apply for a bad credit card. But remember, that there is no 100% guarantee that your application will be approved. And if your application is denied, your credit score gets lower. Please explore our bad credit card deals. Second, there are also secured credit cards. Keep in mind that in this case you need to deposit a definite amount of money to secure your credit. Nevertheless, such cards have guaranteed approval, so you will undoubtedly get approved. Examine also our secured credit card applications to get more detailed information.

We would like to suggest you not to hunt after balance transfer credit card deals without fees. The best balance transfer offers usually have 12 months introductory period with 0% APR. There are some offers without fees, but they have much shorter introductory period. We advise you More Card by Discover. This card has 12 months 0% APR intro period, no annual fee, low APR on purchases and more!

The FICO score of 700 points stands for good credit rating. Congratulations! The best credit deals with the best rates are available for you. Good credit score enables you to apply for any cards you wish and to get approved. As for credit limit, unfortunately, it can be predicted. The decision is entirely up to the bank. Actually, the credit limit depends on your income and your credit score (the higher, the better). On average, the credit limit varies between $3000 and $5000. The credit limit may be increased after a couple of monthly payments.

This web site offers a variety of credit card deals for college students. Student credit cards are specially designed for young people, who want to establish their credit history. We recommend you to start with No Hassle Cash for Students by Capital One Bank. This card is for credit that needs some improvement. It offers low annual fee, no limit cash back, bonuses, and more.